We offer two flexible financing options through CareCredit:
CareCredit Credit Card: Choose from shorter-term financing options of 6, 12, 18 or 24 months. No interest is charged on qualifying purchases of $500 or more when you make the minimum monthly payments and pay the balance in full by the end of the promotional period. If the balance is not paid in full, interest will be charged from the original purchase date.
CareCredit Pay Monthly: This installment loan option offers longer repayment terms and manageable monthly payments, with interest included. Pay Monthly is offered separately from the CareCredit credit card, but you can explore both financing options through one application.
All financing is subject to credit approval. Additional terms and conditions may apply.
We are proud to also offer Affirm for our clients. Affirm is a smarter way to pay over time. You can choose between making four interest-free payments every two weeks (without interest or fees) or make monthly installments with no hidden fees. Click below to check your eligibility without affecting your credit score!
Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center. View the Affirm full payment terms and disclosure requirements here.